Call reports 2006
ALLIANCE COMMUNITY BANK — 2006
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,831,000 | 64,594,000 | 64,418,000 | 67,204,000 |
| Total loans | 31,483,000 | 32,696,000 | 33,977,000 | 35,507,000 |
| Allowance for loan losses | 387,000 | 384,000 | 386,000 | 390,000 |
| Securities available for sale | 28,237,000 | 26,143,000 | 26,167,000 | 26,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,886,000 | 56,646,000 | 55,945,000 | 58,717,000 |
| Interest-bearing deposits | 46,234,000 | 49,794,000 | 49,297,000 | 50,482,000 |
| Noninterest-bearing deposits | 6,652,000 | 6,852,000 | 6,648,000 | 8,236,000 |
| Equity capital | 7,918,000 | 7,678,000 | 8,105,000 | 8,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,606,000 | 2,489,000 | 3,396,000 |
| Interest expense | 313,000 | 678,000 | 1,103,000 | 1,551,000 |
| Net interest income | 474,000 | 928,000 | 1,386,000 | 1,845,000 |
| Noninterest income | 91,000 | 206,000 | 315,000 | 413,000 |
| Noninterest expense | 383,000 | 771,000 | 1,157,000 | 1,597,000 |
| Provision for loan losses | 34,000 | 63,000 | 77,000 | 92,000 |
| Pretax income | 148,000 | 300,000 | 467,000 | 569,000 |
| Income tax | 15,000 | 20,000 | 31,000 | 5,000 |
| Net income | 133,000 | 280,000 | 436,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,399,000 | 8,518,000 | 8,621,000 | 8,565,000 |
| Total capital | 8,786,000 | 8,902,000 | 9,007,000 | 8,955,000 |
| Risk-weighted assets | 63,316,000 | 32,225,000 | 33,654,000 | 35,345,000 |