Call reports 2002
ALLIANCE COMMUNITY BANK — 2002
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,268,000 | 56,793,000 | 58,905,000 | 60,193,000 |
| Total loans | 32,800,000 | 32,825,000 | 32,065,000 | 31,174,000 |
| Allowance for loan losses | 325,000 | 646,000 | 441,000 | 486,000 |
| Securities available for sale | 9,850,000 | 10,718,000 | 11,662,000 | 14,081,000 |
| Securities held to maturity | 7,899,000 | 8,152,000 | 8,504,000 | 9,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,493,000 | 49,519,000 | 51,196,000 | 52,671,000 |
| Interest-bearing deposits | 43,803,000 | 44,318,000 | 46,543,000 | 47,679,000 |
| Noninterest-bearing deposits | 4,690,000 | 5,201,000 | 4,653,000 | 4,992,000 |
| Equity capital | 7,388,000 | 6,941,000 | 7,249,000 | 7,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,814,000 | 2,702,000 | 3,578,000 |
| Interest expense | 369,000 | 715,000 | 1,045,000 | 1,360,000 |
| Net interest income | 540,000 | 1,099,000 | 1,657,000 | 2,218,000 |
| Noninterest income | 108,000 | 225,000 | 335,000 | 450,000 |
| Noninterest expense | 312,000 | 605,000 | 917,000 | 1,280,000 |
| Provision for loan losses | 55,000 | 561,000 | 615,000 | 801,000 |
| Pretax income | 281,000 | 158,000 | 460,000 | 587,000 |
| Income tax | 69,000 | 140,000 | 187,000 | 112,000 |
| Net income | 212,000 | 18,000 | 273,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,332,000 | 6,790,000 | 7,046,000 | 7,079,000 |
| Total capital | 7,657,000 | 7,436,000 | 7,487,000 | 7,565,000 |
| Risk-weighted assets | 56,654,000 | 57,506,000 | 59,428,000 | 60,781,000 |