Call reports 2001
ALLIANCE COMMUNITY BANK — 2001
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,931,000 | 51,622,000 | 56,136,000 | 56,407,000 |
| Total loans | 30,024,000 | 31,435,000 | 33,050,000 | 33,469,000 |
| Allowance for loan losses | 223,000 | 226,000 | 262,000 | 371,000 |
| Securities available for sale | 8,599,000 | 8,337,000 | 8,428,000 | 9,250,000 |
| Securities held to maturity | 8,278,000 | 8,218,000 | 8,272,000 | 7,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,418,000 | 44,125,000 | 48,205,000 | 48,547,000 |
| Interest-bearing deposits | 38,995,000 | 39,321,000 | 43,708,000 | 44,074,000 |
| Noninterest-bearing deposits | 4,423,000 | 4,804,000 | 4,497,000 | 4,473,000 |
| Equity capital | 7,105,000 | 7,170,000 | 7,497,000 | 7,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,816,000 | 2,771,000 | 3,721,000 |
| Interest expense | 438,000 | 866,000 | 1,302,000 | 1,720,000 |
| Net interest income | 461,000 | 950,000 | 1,469,000 | 2,001,000 |
| Noninterest income | 90,000 | 196,000 | 297,000 | 404,000 |
| Noninterest expense | 266,000 | 534,000 | 803,000 | 1,122,000 |
| Provision for loan losses | 39,000 | 105,000 | 159,000 | 411,000 |
| Pretax income | 246,000 | 507,000 | 804,000 | 872,000 |
| Income tax | 70,000 | 134,000 | 199,000 | 272,000 |
| Net income | 176,000 | 373,000 | 605,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,035,000 | 7,099,000 | 7,331,000 | 7,319,000 |
| Total capital | 7,258,000 | 7,325,000 | 7,593,000 | 7,690,000 |
| Risk-weighted assets | 51,297,000 | 52,014,000 | 56,578,000 | 56,952,000 |