Call reports 2018
FIRST NATIONAL BANK OF LAYTON, THE — 2018
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 328,691,000 | 333,397,000 | 326,343,000 | 334,709,000 |
| Total loans | 248,756,000 | 242,469,000 | 242,966,000 | 246,724,000 |
| Allowance for loan losses | 3,905,000 | 3,910,000 | 3,889,000 | 3,874,000 |
| Securities available for sale | 39,540,000 | 40,311,000 | 46,892,000 | 50,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,017,000 | 287,710,000 | 277,780,000 | 285,752,000 |
| Interest-bearing deposits | 181,077,000 | 195,373,000 | 186,530,000 | 185,540,000 |
| Noninterest-bearing deposits | 102,940,000 | 92,337,000 | 91,250,000 | 100,212,000 |
| Equity capital | 41,589,000 | 42,283,000 | 44,880,000 | 45,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,038,000 | 8,086,000 | 12,538,000 | 17,126,000 |
| Interest expense | 158,000 | 315,000 | 477,000 | 640,000 |
| Net interest income | 3,880,000 | 7,771,000 | 12,061,000 | 16,486,000 |
| Noninterest income | 357,000 | 768,000 | 3,040,000 | 3,527,000 |
| Noninterest expense | 2,835,000 | 5,595,000 | 8,513,000 | 11,412,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,350,000 | 2,893,000 | 6,537,000 | 8,809,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,350,000 | 2,893,000 | 6,537,000 | 8,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,511,000 | 43,327,000 | 46,144,000 | 46,512,000 |
| Total capital | 45,989,000 | 46,766,000 | 49,601,000 | 50,018,000 |
| Risk-weighted assets | 277,569,000 | 274,362,000 | 275,874,000 | 279,890,000 |