Call reports 2017
FIRST NATIONAL BANK OF LAYTON, THE — 2017
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 311,077,000 | 321,070,000 | 320,248,000 | 320,411,000 |
| Total loans | 226,553,000 | 239,709,000 | 245,106,000 | 248,486,000 |
| Allowance for loan losses | 3,988,000 | 3,886,000 | 3,882,000 | 3,886,000 |
| Securities available for sale | 61,066,000 | 48,822,000 | 44,430,000 | 44,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,648,000 | 277,105,000 | 275,307,000 | 274,385,000 |
| Interest-bearing deposits | 183,929,000 | 190,204,000 | 181,611,000 | 177,704,000 |
| Noninterest-bearing deposits | 84,719,000 | 86,901,000 | 93,696,000 | 96,681,000 |
| Equity capital | 39,493,000 | 40,553,000 | 41,204,000 | 41,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,395,000 | 11,361,000 | 15,506,000 |
| Interest expense | 114,000 | 253,000 | 403,000 | 546,000 |
| Net interest income | 3,479,000 | 7,142,000 | 10,958,000 | 14,960,000 |
| Noninterest income | 332,000 | 806,000 | 1,206,000 | 1,682,000 |
| Noninterest expense | 2,686,000 | 5,410,000 | 8,147,000 | 11,026,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 1,128,000 | 2,738,000 | 4,218,000 | 5,817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,128,000 | 2,738,000 | 4,218,000 | 5,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,867,000 | 40,894,000 | 41,522,000 | 42,325,000 |
| Total capital | 43,108,000 | 44,276,000 | 44,965,000 | 45,826,000 |
| Risk-weighted assets | 258,371,000 | 269,881,000 | 274,805,000 | 279,473,000 |