Call reports 2014
FIRST NATIONAL BANK OF LAYTON, THE — 2014
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 270,079,000 | 280,118,000 | 276,153,000 | 278,155,000 |
| Total loans | 145,812,000 | 146,242,000 | 151,697,000 | 163,355,000 |
| Allowance for loan losses | 3,996,000 | 3,988,000 | 3,609,000 | 3,478,000 |
| Securities available for sale | 62,220,000 | 70,403,000 | 70,704,000 | 71,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,654,000 | 240,839,000 | 235,005,000 | 236,317,000 |
| Interest-bearing deposits | 169,115,000 | 175,604,000 | 168,974,000 | 165,986,000 |
| Noninterest-bearing deposits | 59,539,000 | 65,235,000 | 66,031,000 | 70,331,000 |
| Equity capital | 36,157,000 | 35,928,000 | 36,922,000 | 37,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,947,000 | 7,670,000 | 10,521,000 |
| Interest expense | 127,000 | 256,000 | 385,000 | 512,000 |
| Net interest income | 2,290,000 | 4,691,000 | 7,285,000 | 10,009,000 |
| Noninterest income | 1,855,000 | 2,647,000 | 3,296,000 | 3,809,000 |
| Noninterest expense | 4,121,000 | 6,948,000 | 9,557,000 | 12,216,000 |
| Provision for loan losses | 0 | 0 | -523,000 | -523,000 |
| Pretax income | 62,000 | 507,000 | 1,662,000 | 2,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 507,000 | 1,662,000 | 2,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,135,000 | 35,709,000 | 36,865,000 | 37,449,000 |
| Total capital | 38,331,000 | 37,898,000 | 39,087,000 | 39,833,000 |
| Risk-weighted assets | 173,845,000 | 173,216,000 | 176,264,000 | 189,503,000 |