Call reports 2013
FIRST NATIONAL BANK OF LAYTON, THE — 2013
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,306,000 | 269,301,000 | 271,594,000 | 253,764,000 |
| Total loans | 153,912,000 | 150,575,000 | 155,246,000 | 155,420,000 |
| Allowance for loan losses | 4,238,000 | 4,156,000 | 4,215,000 | 4,067,000 |
| Securities available for sale | 50,015,000 | 60,374,000 | 59,523,000 | 67,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,032,000 | 224,362,000 | 227,591,000 | 211,814,000 |
| Interest-bearing deposits | 161,240,000 | 161,989,000 | 164,258,000 | 156,544,000 |
| Noninterest-bearing deposits | 60,792,000 | 62,373,000 | 63,333,000 | 55,270,000 |
| Equity capital | 37,248,000 | 36,954,000 | 37,435,000 | 36,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,227,000 | 7,844,000 | 10,488,000 |
| Interest expense | 142,000 | 277,000 | 408,000 | 537,000 |
| Net interest income | 2,528,000 | 4,950,000 | 7,436,000 | 9,951,000 |
| Noninterest income | 16,396,000 | 29,112,000 | 33,993,000 | 37,483,000 |
| Noninterest expense | 16,516,000 | 30,522,000 | 37,490,000 | 43,194,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,208,000 | 3,340,000 | 3,739,000 | 4,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,208,000 | 3,340,000 | 3,739,000 | 4,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,414,000 | 36,889,000 | 37,287,000 | 36,073,000 |
| Total capital | 38,656,000 | 39,210,000 | 39,614,000 | 38,418,000 |
| Risk-weighted assets | 177,244,000 | 183,699,000 | 184,145,000 | 185,759,000 |
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