Call reports 2012
FIRST NATIONAL BANK OF LAYTON, THE — 2012
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 256,506,000 | 250,038,000 | 260,529,000 | 268,686,000 |
| Total loans | 155,151,000 | 147,684,000 | 153,918,000 | 164,489,000 |
| Allowance for loan losses | 3,725,000 | 4,700,000 | 4,244,000 | 4,045,000 |
| Securities available for sale | 50,543,000 | 47,061,000 | 60,268,000 | 54,966,000 |
| Securities held to maturity | 641,000 | 616,000 | 614,000 | 56,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,295,000 | 211,321,000 | 219,067,000 | 226,291,000 |
| Interest-bearing deposits | 162,946,000 | 158,070,000 | 159,200,000 | 166,396,000 |
| Noninterest-bearing deposits | 56,349,000 | 53,251,000 | 59,867,000 | 59,895,000 |
| Equity capital | 34,101,000 | 34,265,000 | 34,943,000 | 35,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,121,000 | 7,681,000 | 10,188,000 |
| Interest expense | 213,000 | 389,000 | 548,000 | 703,000 |
| Net interest income | 2,303,000 | 4,732,000 | 7,133,000 | 9,485,000 |
| Noninterest income | 9,930,000 | 25,434,000 | 41,884,000 | 54,798,000 |
| Noninterest expense | 11,128,000 | 27,659,000 | 45,434,000 | 60,431,000 |
| Provision for loan losses | 1,099,000 | 2,166,000 | 2,631,000 | 2,521,000 |
| Pretax income | 21,000 | 356,000 | 967,000 | 1,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 356,000 | 967,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,978,000 | 33,313,000 | 33,924,000 | 34,205,000 |
| Total capital | 35,070,000 | 35,376,000 | 36,065,000 | 36,440,000 |
| Risk-weighted assets | 165,031,000 | 161,426,000 | 168,061,000 | 176,844,000 |