Call reports 2011
FIRST NATIONAL BANK OF LAYTON, THE — 2011
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,990,000 | 251,698,000 | 254,103,000 | 255,171,000 |
| Total loans | 134,718,000 | 137,152,000 | 143,670,000 | 153,878,000 |
| Allowance for loan losses | 4,483,000 | 4,172,000 | 3,917,000 | 3,977,000 |
| Securities available for sale | 64,700,000 | 73,277,000 | 68,731,000 | 60,975,000 |
| Securities held to maturity | 755,000 | 663,000 | 662,000 | 641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,893,000 | 212,026,000 | 216,421,000 | 217,346,000 |
| Interest-bearing deposits | 177,195,000 | 167,130,000 | 166,534,000 | 166,303,000 |
| Noninterest-bearing deposits | 45,698,000 | 44,896,000 | 49,887,000 | 51,043,000 |
| Equity capital | 33,844,000 | 35,031,000 | 35,062,000 | 34,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,377,000 | 8,015,000 | 10,597,000 |
| Interest expense | 405,000 | 750,000 | 1,042,000 | 1,303,000 |
| Net interest income | 2,229,000 | 4,627,000 | 6,973,000 | 9,294,000 |
| Noninterest income | 3,928,000 | 8,032,000 | 14,012,000 | 21,288,000 |
| Noninterest expense | 5,632,000 | 11,056,000 | 18,605,000 | 28,558,000 |
| Provision for loan losses | 158,000 | 213,000 | 1,018,000 | 1,395,000 |
| Pretax income | 500,000 | 1,523,000 | 1,572,000 | 887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 500,000 | 1,523,000 | 1,572,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,570,000 | 33,593,000 | 33,643,000 | 32,957,000 |
| Total capital | 34,993,000 | 35,899,000 | 35,742,000 | 35,058,000 |
| Risk-weighted assets | 191,522,000 | 182,329,000 | 165,700,000 | 166,894,000 |