Call reports 2010
FIRST NATIONAL BANK OF LAYTON, THE — 2010
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 290,584,000 | 276,672,000 | 272,807,000 | 256,084,000 |
| Total loans | 149,049,000 | 159,382,000 | 154,523,000 | 152,743,000 |
| Allowance for loan losses | 4,734,000 | 4,350,000 | 4,359,000 | 4,341,000 |
| Securities available for sale | 64,198,000 | 63,911,000 | 65,064,000 | 60,309,000 |
| Securities held to maturity | 2,448,000 | 2,330,000 | 2,317,000 | 755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,667,000 | 231,134,000 | 226,910,000 | 217,155,000 |
| Interest-bearing deposits | 198,350,000 | 186,378,000 | 181,785,000 | 174,163,000 |
| Noninterest-bearing deposits | 44,317,000 | 44,756,000 | 45,125,000 | 42,992,000 |
| Equity capital | 32,416,000 | 32,848,000 | 33,097,000 | 33,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,060,000 | 8,930,000 | 11,759,000 |
| Interest expense | 744,000 | 1,387,000 | 1,949,000 | 2,439,000 |
| Net interest income | 2,312,000 | 4,673,000 | 6,981,000 | 9,320,000 |
| Noninterest income | 273,000 | 2,014,000 | 5,937,000 | 10,909,000 |
| Noninterest expense | 2,456,000 | 5,987,000 | 11,531,000 | 18,644,000 |
| Provision for loan losses | 0 | 332,000 | 685,000 | 685,000 |
| Pretax income | 278,000 | 517,000 | 838,000 | 1,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 278,000 | 517,000 | 838,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,312,000 | 31,552,000 | 31,872,000 | 32,070,000 |
| Total capital | 33,602,000 | 33,872,000 | 34,087,000 | 34,198,000 |
| Risk-weighted assets | 180,740,000 | 183,532,000 | 175,035,000 | 206,603,000 |