Call reports 2002
FIRST NATIONAL BANK OF LAYTON, THE — 2002
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 191,466,000 | 201,422,000 | 223,779,000 | 224,057,000 |
| Total loans | 158,301,000 | 168,427,000 | 174,214,000 | 166,792,000 |
| Allowance for loan losses | 2,077,000 | 2,230,000 | 2,485,000 | 2,631,000 |
| Securities available for sale | 11,983,000 | 11,815,000 | 14,470,000 | 15,875,000 |
| Securities held to maturity | 7,966,000 | 8,317,000 | 9,534,000 | 9,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,923,000 | 172,361,000 | 190,814,000 | 192,810,000 |
| Interest-bearing deposits | 139,041,000 | 150,983,000 | 168,842,000 | 169,317,000 |
| Noninterest-bearing deposits | 22,881,000 | 21,378,000 | 21,972,000 | 23,493,000 |
| Equity capital | 17,863,000 | 18,781,000 | 19,476,000 | 20,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,436,000 | 7,388,000 | 11,410,000 | 15,592,000 |
| Interest expense | 1,192,000 | 2,389,000 | 3,701,000 | 5,020,000 |
| Net interest income | 2,244,000 | 4,999,000 | 7,709,000 | 10,572,000 |
| Noninterest income | 267,000 | 539,000 | 864,000 | 1,190,000 |
| Noninterest expense | 1,318,000 | 2,778,000 | 4,178,000 | 5,624,000 |
| Provision for loan losses | 300,000 | 850,000 | 1,250,000 | 1,600,000 |
| Pretax income | 985,000 | 2,003,000 | 3,238,000 | 4,631,000 |
| Income tax | 296,000 | 619,000 | 1,011,000 | 1,466,000 |
| Net income | 689,000 | 1,384,000 | 2,227,000 | 3,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,746,000 | 18,436,000 | 19,278,000 | 19,959,000 |
| Total capital | 19,823,000 | 20,666,000 | 21,670,000 | 22,294,000 |
| Risk-weighted assets | 167,778,000 | 178,884,000 | 191,264,000 | 186,477,000 |