Call reports 2001
FIRST NATIONAL BANK OF LAYTON, THE — 2001
What FIRST NATIONAL BANK OF LAYTON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 153,093,000 | 157,399,000 | 177,339,000 | 185,140,000 |
| Total loans | 105,939,000 | 113,565,000 | 139,079,000 | 150,093,000 |
| Allowance for loan losses | 1,523,000 | 1,610,000 | 1,658,000 | 1,793,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,463,000 | 22,171,000 | 22,386,000 | 22,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,912,000 | 130,985,000 | 143,654,000 | 149,926,000 |
| Interest-bearing deposits | 107,590,000 | 108,700,000 | 122,088,000 | 129,264,000 |
| Noninterest-bearing deposits | 21,322,000 | 22,285,000 | 21,566,000 | 20,662,000 |
| Equity capital | 15,268,000 | 15,622,000 | 16,388,000 | 17,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,211,000 | 6,379,000 | 9,848,000 | 13,496,000 |
| Interest expense | 1,369,000 | 2,664,000 | 3,978,000 | 5,254,000 |
| Net interest income | 1,842,000 | 3,715,000 | 5,870,000 | 8,242,000 |
| Noninterest income | 360,000 | 661,000 | 974,000 | 1,290,000 |
| Noninterest expense | 1,281,000 | 2,588,000 | 3,830,000 | 5,221,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 530,000 |
| Pretax income | 816,000 | 1,578,000 | 2,699,000 | 3,781,000 |
| Income tax | 244,000 | 462,000 | 814,000 | 1,148,000 |
| Net income | 572,000 | 1,116,000 | 1,885,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,268,000 | 15,622,000 | 16,388,000 | 17,057,000 |
| Total capital | 16,791,000 | 17,232,000 | 18,046,000 | 18,850,000 |
| Risk-weighted assets | 126,060,000 | 131,951,000 | 155,097,000 | 165,917,000 |