Call reports 2026
CITIZENS BANK OF WINFIELD, THE — 2026
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 293,444,000 | 301,260,000 |
| Total loans | 113,830,000 | 113,436,000 |
| Allowance for loan losses | 1,066,000 | 1,186,000 |
| Securities available for sale | 139,469,000 | 144,276,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 219,430,000 | 215,178,000 |
| Interest-bearing deposits | 192,347,000 | 189,416,000 |
| Noninterest-bearing deposits | 27,083,000 | 25,762,000 |
| Equity capital | 26,823,000 | 29,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,724,000 | 7,549,000 |
| Interest expense | 1,926,000 | 3,882,000 |
| Net interest income | 1,798,000 | 3,667,000 |
| Noninterest income | 232,000 | 510,000 |
| Noninterest expense | 1,370,000 | 2,792,000 |
| Provision for loan losses | 152,000 | 425,000 |
| Pretax income | 508,000 | 957,000 |
| Income tax | 150,000 | 321,000 |
| Net income | 358,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,596,000 | 58,500,000 |