Call reports 2025
CITIZENS BANK OF WINFIELD, THE — 2025
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 271,298,000 | 271,455,000 | 281,554,000 | 294,607,000 |
| Total loans | 91,386,000 | 93,173,000 | 99,739,000 | 112,355,000 |
| Allowance for loan losses | 978,000 | 984,000 | 912,000 | 1,028,000 |
| Securities available for sale | 138,414,000 | 135,890,000 | 140,806,000 | 141,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,045,000 | 200,470,000 | 217,228,000 | 221,217,000 |
| Interest-bearing deposits | 191,086,000 | 173,428,000 | 190,722,000 | 195,424,000 |
| Noninterest-bearing deposits | 26,959,000 | 27,042,000 | 26,506,000 | 25,793,000 |
| Equity capital | 23,710,000 | 22,207,000 | 25,892,000 | 27,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 6,638,000 | 10,252,000 | 13,959,000 |
| Interest expense | 2,007,000 | 3,945,000 | 5,904,000 | 7,880,000 |
| Net interest income | 1,271,000 | 2,693,000 | 4,348,000 | 6,079,000 |
| Noninterest income | 235,000 | 669,000 | 903,000 | 1,219,000 |
| Noninterest expense | 1,278,000 | 2,603,000 | 3,934,000 | 5,147,000 |
| Provision for loan losses | 38,000 | 115,000 | 183,000 | 568,000 |
| Pretax income | 190,000 | 644,000 | 1,134,000 | 1,583,000 |
| Income tax | 30,000 | 90,000 | 162,000 | 249,000 |
| Net income | 160,000 | 554,000 | 972,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,886,000 | 57,255,000 | 56,653,000 | 57,248,000 |