Call reports 2024
CITIZENS BANK OF WINFIELD, THE — 2024
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 317,056,000 | 317,388,000 | 314,895,000 | 270,958,000 |
| Total loans | 81,633,000 | 85,404,000 | 87,113,000 | 90,327,000 |
| Allowance for loan losses | 1,177,000 | 1,078,000 | 1,053,000 | 1,006,000 |
| Securities available for sale | 195,353,000 | 189,298,000 | 188,719,000 | 136,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,241,000 | 227,954,000 | 229,797,000 | 229,551,000 |
| Interest-bearing deposits | 237,925,000 | 198,388,000 | 202,822,000 | 203,584,000 |
| Noninterest-bearing deposits | 31,316,000 | 29,566,000 | 26,975,000 | 25,967,000 |
| Equity capital | 23,826,000 | 24,748,000 | 30,387,000 | 21,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,719,000 | 7,415,000 | 11,079,000 | 14,753,000 |
| Interest expense | 2,932,000 | 5,747,000 | 8,557,000 | 11,086,000 |
| Net interest income | 787,000 | 1,668,000 | 2,522,000 | 3,667,000 |
| Noninterest income | 219,000 | 475,000 | 724,000 | 1,012,000 |
| Noninterest expense | 1,247,000 | 2,488,000 | 3,770,000 | 4,989,000 |
| Provision for loan losses | 15,000 | 0 | 151,000 | 282,000 |
| Pretax income | -206,000 | -428,000 | -747,000 | -2,756,000 |
| Income tax | -90,000 | -135,000 | -205,000 | -911,000 |
| Net income | -116,000 | -293,000 | -542,000 | -1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,476,000 | 58,280,000 | 58,030,000 | 56,727,000 |