Call reports 2023
CITIZENS BANK OF WINFIELD, THE — 2023
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 320,961,000 | 318,071,000 | 314,329,000 | 339,273,000 |
| Total loans | 65,418,000 | 68,203,000 | 72,257,000 | 76,236,000 |
| Allowance for loan losses | 1,135,000 | 1,133,000 | 1,089,000 | 1,212,000 |
| Securities available for sale | 216,535,000 | 212,411,000 | 198,091,000 | 219,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,055,000 | 218,652,000 | 225,262,000 | 241,869,000 |
| Interest-bearing deposits | 201,051,000 | 190,389,000 | 197,442,000 | 215,532,000 |
| Noninterest-bearing deposits | 28,004,000 | 28,263,000 | 27,820,000 | 26,337,000 |
| Equity capital | 24,541,000 | 24,885,000 | 12,945,000 | 25,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,826,000 | 10,437,000 | 14,228,000 |
| Interest expense | 2,010,000 | 4,322,000 | 7,012,000 | 10,034,000 |
| Net interest income | 1,334,000 | 2,504,000 | 3,425,000 | 4,194,000 |
| Noninterest income | 321,000 | 545,000 | 759,000 | 1,023,000 |
| Noninterest expense | 1,246,000 | 2,417,000 | 3,555,000 | 4,650,000 |
| Provision for loan losses | 1,000 | 42,000 | 68,000 | 305,000 |
| Pretax income | 408,000 | 590,000 | 561,000 | 262,000 |
| Income tax | 11,000 | 11,000 | -30,000 | -369,000 |
| Net income | 397,000 | 579,000 | 591,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,358,000 | 58,540,000 | 58,551,000 | 58,592,000 |