Call reports 2022
CITIZENS BANK OF WINFIELD, THE — 2022
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,950,000 | 298,460,000 | 299,113,000 | 311,672,000 |
| Total loans | 58,726,000 | 59,840,000 | 64,165,000 | 64,317,000 |
| Allowance for loan losses | 1,290,000 | 1,211,000 | 1,204,000 | 1,196,000 |
| Securities available for sale | 215,851,000 | 208,981,000 | 200,188,000 | 201,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,761,000 | 227,998,000 | 224,475,000 | 221,318,000 |
| Interest-bearing deposits | 165,950,000 | 196,198,000 | 192,965,000 | 190,218,000 |
| Noninterest-bearing deposits | 31,811,000 | 31,800,000 | 31,510,000 | 31,100,000 |
| Equity capital | 45,150,000 | 30,157,000 | 21,467,000 | 21,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,830,000 | 5,787,000 | 8,960,000 | 12,236,000 |
| Interest expense | 329,000 | 765,000 | 1,594,000 | 3,053,000 |
| Net interest income | 2,501,000 | 5,022,000 | 7,366,000 | 9,183,000 |
| Noninterest income | 198,000 | 394,000 | 535,000 | 730,000 |
| Noninterest expense | 1,229,000 | 2,383,000 | 3,580,000 | 4,781,000 |
| Provision for loan losses | 0 | 28,000 | 55,000 | 89,000 |
| Pretax income | 1,470,000 | 3,005,000 | 4,266,000 | 5,043,000 |
| Income tax | 323,000 | 587,000 | 855,000 | 909,000 |
| Net income | 1,147,000 | 2,418,000 | 3,411,000 | 4,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,008,000 | 58,279,000 | 59,273,000 | 57,960,000 |