Call reports 2021
CITIZENS BANK OF WINFIELD, THE — 2021
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 282,519,000 | 299,315,000 | 274,329,000 | 314,022,000 |
| Total loans | 59,323,000 | 59,137,000 | 59,712,000 | 57,154,000 |
| Allowance for loan losses | 1,398,000 | 1,355,000 | 1,344,000 | 1,299,000 |
| Securities available for sale | 204,131,000 | 217,186,000 | 196,263,000 | 235,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,014,000 | 175,146,000 | 176,681,000 | 179,583,000 |
| Interest-bearing deposits | 148,347,000 | 146,938,000 | 146,212,000 | 147,566,000 |
| Noninterest-bearing deposits | 27,667,000 | 28,208,000 | 30,470,000 | 32,017,000 |
| Equity capital | 60,210,000 | 64,065,000 | 65,112,000 | 61,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,683,000 | 5,536,000 | 8,210,000 | 10,936,000 |
| Interest expense | 363,000 | 718,000 | 1,046,000 | 1,368,000 |
| Net interest income | 2,320,000 | 4,818,000 | 7,164,000 | 9,568,000 |
| Noninterest income | 172,000 | 404,000 | 581,000 | 746,000 |
| Noninterest expense | 1,049,000 | 2,134,000 | 3,331,000 | 4,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 2,015,000 | 3,660,000 | 5,597,000 | 6,912,000 |
| Income tax | 301,000 | 607,000 | 1,204,000 | 1,457,000 |
| Net income | 1,714,000 | 3,053,000 | 4,393,000 | 5,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,424,000 | 57,764,000 | 59,105,000 | 55,881,000 |