Call reports 2020
CITIZENS BANK OF WINFIELD, THE — 2020
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 252,580,000 | 282,583,000 | 283,080,000 | 283,477,000 |
| Total loans | 56,590,000 | 56,138,000 | 56,250,000 | 56,201,000 |
| Allowance for loan losses | 1,368,000 | 1,300,000 | 1,447,000 | 1,420,000 |
| Securities available for sale | 175,243,000 | 201,816,000 | 207,501,000 | 206,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,061,000 | 157,947,000 | 163,258,000 | 173,421,000 |
| Interest-bearing deposits | 126,535,000 | 132,978,000 | 140,611,000 | 147,596,000 |
| Noninterest-bearing deposits | 17,526,000 | 24,969,000 | 22,647,000 | 25,825,000 |
| Equity capital | 54,613,000 | 62,522,000 | 65,791,000 | 62,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,697,000 | 8,526,000 | 11,273,000 |
| Interest expense | 648,000 | 1,100,000 | 1,546,000 | 1,966,000 |
| Net interest income | 2,197,000 | 4,597,000 | 6,980,000 | 9,307,000 |
| Noninterest income | 171,000 | 327,000 | 524,000 | 784,000 |
| Noninterest expense | 1,013,000 | 1,965,000 | 2,933,000 | 4,041,000 |
| Provision for loan losses | 0 | 100,000 | 306,000 | 358,000 |
| Pretax income | 1,615,000 | 3,234,000 | 4,640,000 | 6,163,000 |
| Income tax | 215,000 | 596,000 | 996,000 | 1,048,000 |
| Net income | 1,400,000 | 2,638,000 | 3,644,000 | 5,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,069,000 | 56,307,000 | 57,314,000 | 54,731,000 |