Call reports 2019
CITIZENS BANK OF WINFIELD, THE — 2019
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 241,955,000 | 241,858,000 | 249,108,000 | 266,727,000 |
| Total loans | 53,329,000 | 55,985,000 | 58,298,000 | 55,362,000 |
| Allowance for loan losses | 1,337,000 | 1,433,000 | 1,443,000 | 1,431,000 |
| Securities available for sale | 171,254,000 | 169,010,000 | 173,726,000 | 191,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,919,000 | 144,411,000 | 142,118,000 | 140,266,000 |
| Interest-bearing deposits | 126,726,000 | 128,501,000 | 126,707,000 | 124,670,000 |
| Noninterest-bearing deposits | 16,193,000 | 15,910,000 | 15,411,000 | 15,597,000 |
| Equity capital | 54,360,000 | 56,962,000 | 59,362,000 | 56,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,412,000 | 8,191,000 | 11,015,000 |
| Interest expense | 629,000 | 1,271,000 | 1,955,000 | 2,664,000 |
| Net interest income | 2,066,000 | 4,141,000 | 6,236,000 | 8,351,000 |
| Noninterest income | 200,000 | 407,000 | 595,000 | 802,000 |
| Noninterest expense | 936,000 | 1,885,000 | 2,846,000 | 3,861,000 |
| Provision for loan losses | 150,000 | 300,000 | 503,000 | 703,000 |
| Pretax income | 1,180,000 | 2,631,000 | 3,795,000 | 4,902,000 |
| Income tax | 183,000 | 380,000 | 603,000 | 821,000 |
| Net income | 997,000 | 2,251,000 | 3,192,000 | 4,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,510,000 | 53,764,000 | 54,653,000 | 53,690,000 |
| Total capital | 53,847,000 | 55,197,000 | 56,096,000 | 55,121,000 |
| Risk-weighted assets | 116,316,000 | 118,052,000 | 122,395,000 | 128,052,000 |