Call reports 2018
CITIZENS BANK OF WINFIELD, THE — 2018
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 230,109,000 | 243,720,000 | 235,081,000 | 241,230,000 |
| Total loans | 53,101,000 | 54,407,000 | 57,672,000 | 52,884,000 |
| Allowance for loan losses | 1,331,000 | 1,439,000 | 1,440,000 | 1,328,000 |
| Securities available for sale | 159,762,000 | 171,450,000 | 159,289,000 | 169,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,768,000 | 146,442,000 | 143,922,000 | 142,178,000 |
| Interest-bearing deposits | 130,514,000 | 129,801,000 | 128,411,000 | 126,125,000 |
| Noninterest-bearing deposits | 15,254,000 | 16,640,000 | 15,511,000 | 16,053,000 |
| Equity capital | 50,294,000 | 50,969,000 | 49,950,000 | 51,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,532,000 | 5,228,000 | 7,927,000 | 10,622,000 |
| Interest expense | 462,000 | 1,011,000 | 1,567,000 | 2,158,000 |
| Net interest income | 2,070,000 | 4,217,000 | 6,360,000 | 8,464,000 |
| Noninterest income | 193,000 | 398,000 | 663,000 | 824,000 |
| Noninterest expense | 918,000 | 1,875,000 | 2,931,000 | 3,954,000 |
| Provision for loan losses | 233,000 | 466,000 | 556,000 | 707,000 |
| Pretax income | 1,112,000 | 2,274,000 | 3,539,000 | 4,630,000 |
| Income tax | 203,000 | 481,000 | 781,000 | 683,000 |
| Net income | 909,000 | 1,793,000 | 2,758,000 | 3,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,809,000 | 49,638,000 | 49,952,000 | 50,825,000 |
| Total capital | 50,140,000 | 51,077,000 | 51,392,000 | 52,153,000 |
| Risk-weighted assets | 114,931,000 | 119,563,000 | 119,283,000 | 117,695,000 |