Call reports 2017
CITIZENS BANK OF WINFIELD, THE — 2017
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,318,000 | 229,525,000 | 225,069,000 | 221,615,000 |
| Total loans | 49,102,000 | 50,058,000 | 49,176,000 | 50,666,000 |
| Allowance for loan losses | 1,583,000 | 1,557,000 | 1,511,000 | 1,375,000 |
| Securities available for sale | 157,624,000 | 163,097,000 | 153,106,000 | 155,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,236,000 | 146,488,000 | 148,891,000 | 144,983,000 |
| Interest-bearing deposits | 131,385,000 | 131,005,000 | 132,981,000 | 129,463,000 |
| Noninterest-bearing deposits | 14,851,000 | 15,483,000 | 15,910,000 | 15,520,000 |
| Equity capital | 49,782,000 | 52,004,000 | 52,490,000 | 51,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 4,978,000 | 7,519,000 | 10,036,000 |
| Interest expense | 448,000 | 910,000 | 1,386,000 | 1,865,000 |
| Net interest income | 1,991,000 | 4,068,000 | 6,133,000 | 8,171,000 |
| Noninterest income | 214,000 | 403,000 | 578,000 | 744,000 |
| Noninterest expense | 880,000 | 1,782,000 | 2,710,000 | 3,589,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 657,000 |
| Pretax income | 1,175,000 | 2,389,000 | 3,633,000 | 4,751,000 |
| Income tax | 287,000 | 604,000 | 927,000 | 758,000 |
| Net income | 888,000 | 1,785,000 | 2,706,000 | 3,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,194,000 | 49,091,000 | 50,012,000 | 48,517,000 |
| Total capital | 49,600,000 | 50,509,000 | 51,371,000 | 49,892,000 |
| Risk-weighted assets | 112,277,000 | 113,281,000 | 108,578,000 | 112,342,000 |