Call reports 2011
CITIZENS BANK OF WINFIELD, THE — 2011
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 213,269,000 | 209,712,000 | 215,022,000 | 214,866,000 |
| Total loans | 41,352,000 | 41,664,000 | 40,628,000 | 38,706,000 |
| Allowance for loan losses | 1,714,000 | 1,768,000 | 1,573,000 | 1,900,000 |
| Securities available for sale | 149,955,000 | 138,533,000 | 144,560,000 | 151,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,718,000 | 126,983,000 | 126,503,000 | 127,659,000 |
| Interest-bearing deposits | 124,334,000 | 114,960,000 | 115,145,000 | 115,822,000 |
| Noninterest-bearing deposits | 11,384,000 | 12,023,000 | 11,358,000 | 11,836,000 |
| Equity capital | 35,757,000 | 40,583,000 | 44,613,000 | 43,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,420,000 | 7,953,000 | 10,460,000 |
| Interest expense | 791,000 | 1,581,000 | 2,357,000 | 3,094,000 |
| Net interest income | 1,970,000 | 3,839,000 | 5,596,000 | 7,366,000 |
| Noninterest income | 159,000 | 280,000 | 430,000 | 556,000 |
| Noninterest expense | 759,000 | 1,536,000 | 2,348,000 | 3,151,000 |
| Provision for loan losses | 149,000 | 301,000 | 453,000 | 814,000 |
| Pretax income | 1,221,000 | 2,380,000 | 3,323,000 | 4,055,000 |
| Income tax | 265,000 | 507,000 | 792,000 | 800,000 |
| Net income | 956,000 | 1,873,000 | 2,531,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,470,000 | 38,387,000 | 39,045,000 | 38,748,000 |
| Total capital | 38,734,000 | 39,524,000 | 40,172,000 | 39,864,000 |
| Risk-weighted assets | 100,694,000 | 90,295,000 | 89,686,000 | 88,473,000 |