Call reports 2001
CITIZENS BANK OF WINFIELD, THE — 2001
What CITIZENS BANK OF WINFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,519,000 | 133,070,000 | 132,071,000 | 136,171,000 |
| Total loans | 32,383,000 | 31,843,000 | 31,241,000 | 29,897,000 |
| Allowance for loan losses | 187,000 | 176,000 | 179,000 | 351,000 |
| Securities available for sale | 90,876,000 | 90,644,000 | 93,166,000 | 98,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,152,000 | 91,191,000 | 89,386,000 | 90,698,000 |
| Interest-bearing deposits | 84,786,000 | 84,652,000 | 82,216,000 | 84,134,000 |
| Noninterest-bearing deposits | 6,366,000 | 6,539,000 | 7,170,000 | 6,564,000 |
| Equity capital | 20,458,000 | 20,767,000 | 21,802,000 | 21,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 4,858,000 | 7,210,000 | 9,602,000 |
| Interest expense | 1,456,000 | 2,738,000 | 3,916,000 | 4,978,000 |
| Net interest income | 1,019,000 | 2,120,000 | 3,294,000 | 4,624,000 |
| Noninterest income | 72,000 | 183,000 | 261,000 | 340,000 |
| Noninterest expense | 510,000 | 1,040,000 | 1,587,000 | 2,112,000 |
| Provision for loan losses | 25,000 | 50,000 | 79,000 | 303,000 |
| Pretax income | 596,000 | 1,253,000 | 1,930,000 | 2,619,000 |
| Income tax | 156,000 | 345,000 | 486,000 | 591,000 |
| Net income | 440,000 | 908,000 | 1,444,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,486,000 | 19,954,000 | 20,491,000 | 21,074,000 |
| Total capital | 19,673,000 | 20,130,000 | 20,670,000 | 21,425,000 |
| Risk-weighted assets | 63,051,000 | 66,141,000 | 66,724,000 | 70,156,000 |