Call reports 2001
RUTHVEN STATE BANK — 2001
What RUTHVEN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 32,292,000 | 32,481,000 | 32,431,000 |
| Total loans | 16,395,000 | 18,488,000 | 19,069,000 |
| Allowance for loan losses | 307,000 | 308,000 | 308,000 |
| Securities available for sale | 10,651,000 | 10,282,000 | 9,056,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,753,000 | 26,263,000 | 26,849,000 |
| Interest-bearing deposits | 24,481,000 | 24,232,000 | 24,623,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,031,000 | 2,226,000 |
| Equity capital | 4,725,000 | 4,690,000 | 4,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 538,000 | 1,066,000 | 1,596,000 |
| Interest expense | 297,000 | 581,000 | 857,000 |
| Net interest income | 241,000 | 485,000 | 739,000 |
| Noninterest income | 44,000 | 88,000 | 136,000 |
| Noninterest expense | 149,000 | 310,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 136,000 | 263,000 | 411,000 |
| Income tax | 39,000 | 85,000 | 139,000 |
| Net income | 97,000 | 178,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 2,478,000 | 2,456,000 | 2,572,000 |
| Total capital | 2,736,000 | 2,730,000 | 2,853,000 |
| Risk-weighted assets | 20,575,000 | 21,925,000 | 22,433,000 |