Call reports 2024
UNION STATE BANK — 2024
What UNION STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 210,018,000 | 217,034,000 | 211,865,000 | 225,938,000 |
| Total loans | 74,605,000 | 78,735,000 | 79,675,000 | 76,443,000 |
| Allowance for loan losses | 1,132,000 | 1,128,000 | 1,129,000 | 1,128,000 |
| Securities available for sale | 33,416,000 | 33,176,000 | 33,914,000 | 32,307,000 |
| Securities held to maturity | 39,515,000 | 39,763,000 | 40,011,000 | 40,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,087,000 | 209,540,000 | 203,485,000 | 218,244,000 |
| Interest-bearing deposits | 156,055,000 | 162,688,000 | 157,339,000 | 172,508,000 |
| Noninterest-bearing deposits | 47,032,000 | 46,852,000 | 46,146,000 | 45,736,000 |
| Equity capital | 5,643,000 | 6,066,000 | 7,437,000 | 6,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,375,000 | 6,586,000 | 8,834,000 |
| Interest expense | 761,000 | 1,497,000 | 2,282,000 | 3,113,000 |
| Net interest income | 1,458,000 | 2,878,000 | 4,304,000 | 5,721,000 |
| Noninterest income | 470,000 | 934,000 | 1,367,000 | 1,911,000 |
| Noninterest expense | 1,985,000 | 3,914,000 | 5,968,000 | 7,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -57,000 | -102,000 | -297,000 | -179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -57,000 | -102,000 | -297,000 | -179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,369,000 | 18,375,000 | 18,130,000 | 18,248,000 |
| Total capital | 19,501,000 | 19,503,000 | 19,259,000 | 19,376,000 |
| Risk-weighted assets | 125,618,000 | 133,015,000 | 132,045,000 | 130,862,000 |