Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 272,208,000 | 265,601,000 | 266,332,000 | 263,108,000 |
| Total loans | 70,980,000 | 73,314,000 | 76,162,000 | 76,858,000 |
| Allowance for loan losses | 1,264,000 | 1,270,000 | 972,000 | 1,206,000 |
| Securities available for sale | 79,376,000 | 74,767,000 | 35,941,000 | 47,043,000 |
| Securities held to maturity | 0 | 0 | 38,017,000 | 38,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,655,000 | 263,178,000 | 264,196,000 | 259,464,000 |
| Interest-bearing deposits | 193,639,000 | 193,295,000 | 197,743,000 | 197,057,000 |
| Noninterest-bearing deposits | 69,016,000 | 69,883,000 | 66,453,000 | 62,407,000 |
| Equity capital | 9,110,000 | 1,830,000 | 1,595,000 | 2,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 3,093,000 | 4,917,000 | 7,186,000 |
| Interest expense | 79,000 | 156,000 | 234,000 | 305,000 |
| Net interest income | 1,221,000 | 2,937,000 | 4,683,000 | 6,881,000 |
| Noninterest income | 561,000 | 1,081,000 | 1,980,000 | 2,425,000 |
| Noninterest expense | 2,052,000 | 4,182,000 | 6,321,000 | 8,333,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | -270,000 | -164,000 | 642,000 | 1,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -270,000 | -164,000 | 642,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,964,000 | 15,098,000 | 15,919,000 | 16,567,000 |
| Total capital | 16,228,000 | 16,368,000 | 16,891,000 | 17,773,000 |
| Risk-weighted assets | 139,005,000 | 143,720,000 | 140,794,000 | 145,944,000 |