Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,115,000 | 266,527,000 | 272,068,000 | 279,688,000 |
| Total loans | 83,372,000 | 79,169,000 | 71,877,000 | 70,969,000 |
| Allowance for loan losses | 1,663,000 | 1,659,000 | 1,659,000 | 1,262,000 |
| Securities available for sale | 59,845,000 | 61,190,000 | 70,150,000 | 78,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,490,000 | 249,772,000 | 255,361,000 | 263,807,000 |
| Interest-bearing deposits | 170,633,000 | 178,627,000 | 183,437,000 | 193,360,000 |
| Noninterest-bearing deposits | 68,857,000 | 71,145,000 | 71,924,000 | 70,447,000 |
| Equity capital | 15,929,000 | 16,016,000 | 15,976,000 | 15,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,574,000 | 3,795,000 | 5,006,000 |
| Interest expense | 85,000 | 167,000 | 248,000 | 330,000 |
| Net interest income | 1,168,000 | 2,407,000 | 3,547,000 | 4,676,000 |
| Noninterest income | 551,000 | 1,037,000 | 1,464,000 | 1,935,000 |
| Noninterest expense | 1,738,000 | 3,879,000 | 5,869,000 | 7,782,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | -19,000 | -374,000 | -797,000 | -710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | -374,000 | -797,000 | -710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,859,000 | 15,536,000 | 15,130,000 | 15,219,000 |
| Total capital | 17,522,000 | 17,195,000 | 16,778,000 | 16,480,000 |
| Risk-weighted assets | 135,367,000 | 137,937,000 | 131,686,000 | 137,713,000 |