Call reports 2020
UNION STATE BANK — 2020
What UNION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 204,837,000 | 226,804,000 | 235,220,000 | 248,782,000 |
| Total loans | 87,271,000 | 87,624,000 | 87,609,000 | 85,816,000 |
| Allowance for loan losses | 1,654,000 | 1,673,000 | 1,653,000 | 1,657,000 |
| Securities available for sale | 52,755,000 | 48,710,000 | 45,699,000 | 47,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,195,000 | 208,981,000 | 217,352,000 | 230,760,000 |
| Interest-bearing deposits | 138,669,000 | 151,511,000 | 155,405,000 | 171,135,000 |
| Noninterest-bearing deposits | 49,526,000 | 57,470,000 | 61,947,000 | 59,625,000 |
| Equity capital | 15,978,000 | 17,143,000 | 17,217,000 | 17,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 2,963,000 | 4,325,000 | 5,583,000 |
| Interest expense | 83,000 | 167,000 | 253,000 | 343,000 |
| Net interest income | 1,457,000 | 2,796,000 | 4,072,000 | 5,240,000 |
| Noninterest income | 701,000 | 1,232,000 | 1,628,000 | 2,298,000 |
| Noninterest expense | 2,096,000 | 4,107,000 | 6,136,000 | 8,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 179,000 | -161,000 | -113,000 |
| Income tax | 0 | -95,000 | -440,000 | -440,000 |
| Net income | 111,000 | 274,000 | 279,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,922,000 | 16,102,000 | 16,121,000 | 15,880,000 |
| Total capital | 17,514,000 | 17,775,000 | 17,774,000 | 17,537,000 |
| Risk-weighted assets | 127,262,000 | 135,130,000 | 135,651,000 | 134,232,000 |