Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 216,124,000 | 212,833,000 | 206,181,000 | 211,879,000 |
| Total loans | 91,389,000 | 91,681,000 | 88,899,000 | 84,956,000 |
| Allowance for loan losses | 1,097,000 | 1,098,000 | 1,316,000 | 1,315,000 |
| Securities available for sale | 67,154,000 | 61,392,000 | 55,377,000 | 54,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,224,000 | 196,685,000 | 189,507,000 | 195,192,000 |
| Interest-bearing deposits | 147,165,000 | 143,180,000 | 142,886,000 | 148,728,000 |
| Noninterest-bearing deposits | 54,059,000 | 53,505,000 | 46,621,000 | 46,464,000 |
| Equity capital | 14,162,000 | 15,421,000 | 15,767,000 | 16,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,566,000 | 5,303,000 | 6,910,000 |
| Interest expense | 93,000 | 184,000 | 274,000 | 362,000 |
| Net interest income | 1,661,000 | 3,382,000 | 5,029,000 | 6,548,000 |
| Noninterest income | 731,000 | 1,346,000 | 1,966,000 | 2,593,000 |
| Noninterest expense | 2,053,000 | 4,259,000 | 6,283,000 | 8,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 469,000 | 712,000 | 1,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 469,000 | 712,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,898,000 | 15,043,000 | 15,302,000 | 15,832,000 |
| Total capital | 15,995,000 | 16,141,000 | 16,618,000 | 17,147,000 |
| Risk-weighted assets | 141,039,000 | 141,805,000 | 134,660,000 | 129,398,000 |