Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 217,758,000 | 211,729,000 | 211,027,000 | 216,906,000 |
| Total loans | 79,758,000 | 85,095,000 | 88,903,000 | 89,070,000 |
| Allowance for loan losses | 1,178,000 | 1,271,000 | 1,265,000 | 1,234,000 |
| Securities available for sale | 64,904,000 | 62,209,000 | 60,044,000 | 63,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,901,000 | 198,730,000 | 198,163,000 | 203,386,000 |
| Interest-bearing deposits | 153,927,000 | 150,583,000 | 149,648,000 | 154,289,000 |
| Noninterest-bearing deposits | 50,974,000 | 48,147,000 | 48,515,000 | 49,097,000 |
| Equity capital | 12,076,000 | 12,180,000 | 12,066,000 | 12,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,159,000 | 4,837,000 | 6,569,000 |
| Interest expense | 110,000 | 217,000 | 318,000 | 416,000 |
| Net interest income | 1,423,000 | 2,942,000 | 4,519,000 | 6,153,000 |
| Noninterest income | 684,000 | 1,492,000 | 2,218,000 | 2,851,000 |
| Noninterest expense | 2,233,000 | 4,333,000 | 6,536,000 | 8,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -126,000 | 103,000 | 204,000 | 394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -126,000 | 103,000 | 204,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,959,000 | 14,203,000 | 14,319,000 | 14,524,000 |
| Total capital | 15,137,000 | 15,475,000 | 15,584,000 | 15,758,000 |
| Risk-weighted assets | 136,706,000 | 137,749,000 | 141,153,000 | 141,161,000 |