Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,060,000 | 227,446,000 | 215,502,000 | 221,391,000 |
| Total loans | 80,931,000 | 77,900,000 | 76,459,000 | 80,589,000 |
| Allowance for loan losses | 1,207,000 | 1,253,000 | 1,217,000 | 1,174,000 |
| Securities available for sale | 67,204,000 | 66,294,000 | 65,215,000 | 67,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,169,000 | 212,924,000 | 201,061,000 | 207,616,000 |
| Interest-bearing deposits | 166,809,000 | 162,355,000 | 150,736,000 | 157,878,000 |
| Noninterest-bearing deposits | 46,360,000 | 50,569,000 | 50,325,000 | 49,738,000 |
| Equity capital | 13,054,000 | 13,700,000 | 13,555,000 | 13,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,011,000 | 4,549,000 | 6,066,000 |
| Interest expense | 127,000 | 253,000 | 376,000 | 489,000 |
| Net interest income | 1,351,000 | 2,758,000 | 4,173,000 | 5,577,000 |
| Noninterest income | 676,000 | 1,323,000 | 2,008,000 | 2,925,000 |
| Noninterest expense | 2,105,000 | 4,350,000 | 6,550,000 | 8,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -78,000 | -269,000 | -369,000 | -94,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -78,000 | -269,000 | -369,000 | -94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,143,000 | 13,952,000 | 13,889,000 | 14,162,000 |
| Total capital | 15,350,000 | 15,204,000 | 15,106,000 | 15,336,000 |
| Risk-weighted assets | 138,988,000 | 136,665,000 | 134,738,000 | 137,266,000 |