Call reports 2016
UNION STATE BANK — 2016
What UNION STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,250,000 | 231,395,000 | 226,116,000 | 228,814,000 |
| Total loans | 88,378,000 | 87,714,000 | 82,288,000 | 81,745,000 |
| Allowance for loan losses | 1,525,000 | 1,500,000 | 1,478,000 | 1,254,000 |
| Securities available for sale | 71,264,000 | 71,609,000 | 68,005,000 | 65,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,408,000 | 215,526,000 | 210,275,000 | 215,626,000 |
| Interest-bearing deposits | 169,673,000 | 168,763,000 | 166,249,000 | 169,381,000 |
| Noninterest-bearing deposits | 48,735,000 | 46,763,000 | 44,026,000 | 46,245,000 |
| Equity capital | 14,033,000 | 15,099,000 | 14,944,000 | 12,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,132,000 | 4,638,000 | 6,096,000 |
| Interest expense | 142,000 | 281,000 | 420,000 | 554,000 |
| Net interest income | 1,453,000 | 2,851,000 | 4,218,000 | 5,542,000 |
| Noninterest income | 809,000 | 1,617,000 | 2,340,000 | 3,048,000 |
| Noninterest expense | 2,153,000 | 4,348,000 | 6,440,000 | 8,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 153,000 | 229,000 | -21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 153,000 | 229,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,478,000 | 14,490,000 | 14,565,000 | 14,292,000 |
| Total capital | 16,003,000 | 15,990,000 | 16,043,000 | 15,546,000 |
| Risk-weighted assets | 141,718,000 | 142,983,000 | 136,767,000 | 137,925,000 |