Call reports 2015
UNION STATE BANK — 2015
What UNION STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,533,000 | 230,214,000 | 224,717,000 | 233,495,000 |
| Total loans | 86,322,000 | 86,408,000 | 89,434,000 | 89,949,000 |
| Allowance for loan losses | 1,610,000 | 1,546,000 | 1,457,000 | 1,513,000 |
| Securities available for sale | 69,621,000 | 70,588,000 | 74,682,000 | 75,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,484,000 | 216,467,000 | 210,488,000 | 219,720,000 |
| Interest-bearing deposits | 167,061,000 | 166,662,000 | 162,854,000 | 176,234,000 |
| Noninterest-bearing deposits | 47,423,000 | 49,805,000 | 47,634,000 | 43,486,000 |
| Equity capital | 14,255,000 | 12,994,000 | 13,342,000 | 13,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,137,000 | 4,704,000 | 6,307,000 |
| Interest expense | 162,000 | 318,000 | 469,000 | 615,000 |
| Net interest income | 1,414,000 | 2,819,000 | 4,235,000 | 5,692,000 |
| Noninterest income | 979,000 | 1,794,000 | 2,431,000 | 3,343,000 |
| Noninterest expense | 2,246,000 | 4,537,000 | 7,179,000 | 9,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 130,000 | -459,000 | -310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 130,000 | -459,000 | -310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,343,000 | 14,244,000 | 14,058,000 | 14,232,000 |
| Total capital | 16,953,000 | 15,790,000 | 15,515,000 | 15,746,000 |
| Risk-weighted assets | 146,895,000 | 142,973,000 | 146,110,000 | 143,747,000 |