Call reports 2014
UNION STATE BANK — 2014
What UNION STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 236,708,000 | 229,091,000 | 223,944,000 | 233,616,000 |
| Total loans | 86,718,000 | 87,592,000 | 84,297,000 | 84,044,000 |
| Allowance for loan losses | 2,890,000 | 2,110,000 | 1,901,000 | 1,613,000 |
| Securities available for sale | 77,802,000 | 77,218,000 | 75,098,000 | 66,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,967,000 | 215,050,000 | 209,472,000 | 219,271,000 |
| Interest-bearing deposits | 179,883,000 | 170,719,000 | 167,608,000 | 176,336,000 |
| Noninterest-bearing deposits | 44,084,000 | 44,330,000 | 41,864,000 | 42,935,000 |
| Equity capital | 11,760,000 | 13,110,000 | 13,495,000 | 13,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,414,000 | 5,091,000 | 6,681,000 |
| Interest expense | 194,000 | 384,000 | 569,000 | 745,000 |
| Net interest income | 1,459,000 | 3,030,000 | 4,522,000 | 5,936,000 |
| Noninterest income | 976,000 | 1,921,000 | 2,825,000 | 3,716,000 |
| Noninterest expense | 2,332,000 | 4,620,000 | 6,968,000 | 9,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 386,000 | 516,000 | 460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 386,000 | 516,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,210,000 | 14,451,000 | 14,581,000 | 14,587,000 |
| Total capital | 16,062,000 | 16,290,000 | 16,375,000 | 16,200,000 |
| Risk-weighted assets | 149,395,000 | 149,262,000 | 143,416,000 | 139,130,000 |