Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 273,471,000 | 269,810,000 | 254,828,000 | 251,012,000 |
| Total loans | 108,355,000 | 104,373,000 | 101,661,000 | 97,699,000 |
| Allowance for loan losses | 6,145,000 | 6,160,000 | 6,558,000 | 4,766,000 |
| Securities available for sale | 87,151,000 | 87,928,000 | 84,309,000 | 77,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,831,000 | 247,769,000 | 233,383,000 | 231,249,000 |
| Interest-bearing deposits | 204,604,000 | 200,196,000 | 187,581,000 | 185,910,000 |
| Noninterest-bearing deposits | 47,227,000 | 47,573,000 | 45,802,000 | 45,338,000 |
| Equity capital | 20,430,000 | 20,732,000 | 20,226,000 | 18,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,515,000 | 5,086,000 | 6,563,000 |
| Interest expense | 382,000 | 729,000 | 1,042,000 | 1,306,000 |
| Net interest income | 1,458,000 | 2,786,000 | 4,044,000 | 5,257,000 |
| Noninterest income | 944,000 | 1,846,000 | 2,801,000 | 3,667,000 |
| Noninterest expense | 2,343,000 | 4,772,000 | 7,547,000 | 10,022,000 |
| Provision for loan losses | 284,000 | 321,000 | 921,000 | 1,217,000 |
| Pretax income | -155,000 | -328,000 | -1,451,000 | -2,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -155,000 | -328,000 | -1,451,000 | -2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,603,000 | 19,835,000 | 18,713,000 | 18,253,000 |
| Total capital | 21,609,000 | 21,806,000 | 20,627,000 | 20,123,000 |
| Risk-weighted assets | 156,350,000 | 153,517,000 | 148,481,000 | 148,656,000 |