Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 281,919,000 | 285,737,000 | 276,884,000 | 272,468,000 |
| Total loans | 128,980,000 | 127,108,000 | 120,796,000 | 117,518,000 |
| Allowance for loan losses | 5,580,000 | 5,501,000 | 5,709,000 | 7,864,000 |
| Securities available for sale | 21,546,000 | 23,815,000 | 21,042,000 | 78,499,000 |
| Securities held to maturity | 57,424,000 | 59,225,000 | 59,358,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,281,000 | 259,472,000 | 252,270,000 | 250,469,000 |
| Interest-bearing deposits | 215,836,000 | 217,018,000 | 207,528,000 | 206,815,000 |
| Noninterest-bearing deposits | 41,445,000 | 42,454,000 | 44,742,000 | 43,654,000 |
| Equity capital | 23,272,000 | 23,965,000 | 22,274,000 | 20,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,948,000 | 7,404,000 | 9,387,000 |
| Interest expense | 708,000 | 1,345,000 | 1,931,000 | 2,392,000 |
| Net interest income | 1,690,000 | 3,603,000 | 5,473,000 | 6,995,000 |
| Noninterest income | 923,000 | 1,946,000 | 2,889,000 | 3,882,000 |
| Noninterest expense | 2,440,000 | 4,943,000 | 7,894,000 | 10,016,000 |
| Provision for loan losses | 600,000 | 700,000 | 2,300,000 | 4,642,000 |
| Pretax income | -427,000 | -27,000 | -1,597,000 | -2,790,000 |
| Income tax | -152,000 | -100,000 | 0 | 0 |
| Net income | -275,000 | 73,000 | -1,597,000 | -2,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,678,000 | 23,027,000 | 21,001,000 | 19,724,000 |
| Total capital | 24,852,000 | 25,194,000 | 23,079,000 | 21,788,000 |
| Risk-weighted assets | 170,486,000 | 169,993,000 | 162,611,000 | 159,353,000 |