Call reports 2010
UNION STATE BANK — 2010
What UNION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 288,551,000 | 278,166,000 | 275,101,000 | 280,724,000 |
| Total loans | 153,753,000 | 148,384,000 | 139,898,000 | 132,843,000 |
| Allowance for loan losses | 6,678,000 | 9,035,000 | 5,998,000 | 4,957,000 |
| Securities available for sale | 19,926,000 | 20,716,000 | 17,046,000 | 22,339,000 |
| Securities held to maturity | 39,462,000 | 44,029,000 | 43,978,000 | 46,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,051,000 | 255,986,000 | 249,073,000 | 254,923,000 |
| Interest-bearing deposits | 219,262,000 | 216,584,000 | 210,447,000 | 217,166,000 |
| Noninterest-bearing deposits | 41,789,000 | 39,402,000 | 38,626,000 | 37,757,000 |
| Equity capital | 25,248,000 | 19,769,000 | 23,759,000 | 23,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 5,684,000 | 8,354,000 | 10,729,000 |
| Interest expense | 918,000 | 1,803,000 | 2,640,000 | 3,408,000 |
| Net interest income | 2,007,000 | 3,881,000 | 5,714,000 | 7,321,000 |
| Noninterest income | 957,000 | 1,866,000 | 2,710,000 | 3,592,000 |
| Noninterest expense | 2,482,000 | 7,682,000 | 9,929,000 | 12,310,000 |
| Provision for loan losses | 1,250,000 | 4,363,000 | 4,631,000 | 4,631,000 |
| Pretax income | -768,000 | -6,298,000 | -6,077,000 | -5,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -768,000 | -6,298,000 | -6,077,000 | -5,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,260,000 | 18,730,000 | 22,711,000 | 22,953,000 |
| Total capital | 26,712,000 | 21,044,000 | 24,915,000 | 25,110,000 |
| Risk-weighted assets | 191,929,000 | 179,822,000 | 175,302,000 | 172,783,000 |