Call reports 2002
UNION STATE BANK — 2002
What UNION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 259,895,000 | 258,988,000 | 265,117,000 | 265,570,000 |
| Total loans | 146,638,000 | 137,862,000 | 133,712,000 | 129,402,000 |
| Allowance for loan losses | 1,973,000 | 1,807,000 | 1,739,000 | 1,871,000 |
| Securities available for sale | 37,831,000 | 42,102,000 | 33,583,000 | 24,336,000 |
| Securities held to maturity | 43,902,000 | 50,572,000 | 69,323,000 | 68,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,610,000 | 229,485,000 | 234,499,000 | 234,870,000 |
| Interest-bearing deposits | 191,448,000 | 193,615,000 | 191,834,000 | 192,714,000 |
| Noninterest-bearing deposits | 39,162,000 | 35,870,000 | 42,665,000 | 42,156,000 |
| Equity capital | 26,078,000 | 27,091,000 | 27,722,000 | 26,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,308,000 | 12,351,000 | 16,108,000 |
| Interest expense | 1,812,000 | 3,518,000 | 5,259,000 | 6,969,000 |
| Net interest income | 2,358,000 | 4,790,000 | 7,092,000 | 9,139,000 |
| Noninterest income | 380,000 | 688,000 | 1,072,000 | 1,329,000 |
| Noninterest expense | 1,751,000 | 3,500,000 | 5,330,000 | 7,238,000 |
| Provision for loan losses | 150,000 | 250,000 | 450,000 | 1,790,000 |
| Pretax income | 846,000 | 1,742,000 | 2,491,000 | 1,721,000 |
| Income tax | 283,000 | 607,000 | 856,000 | 560,000 |
| Net income | 563,000 | 1,135,000 | 1,635,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,380,000 | 26,889,000 | 27,388,000 | 26,852,000 |
| Total capital | 28,353,000 | 28,696,000 | 29,127,000 | 28,723,000 |
| Risk-weighted assets | 158,997,000 | 151,842,000 | 145,877,000 | 152,296,000 |