Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 254,539,000 | 261,113,000 | 253,859,000 | 257,837,000 |
| Total loans | 160,352,000 | 161,597,000 | 162,516,000 | 160,914,000 |
| Allowance for loan losses | 1,310,000 | 1,364,000 | 1,454,000 | 1,882,000 |
| Securities available for sale | 21,261,000 | 16,191,000 | 5,127,000 | 4,096,000 |
| Securities held to maturity | 24,236,000 | 28,136,000 | 34,647,000 | 35,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,352,000 | 232,943,000 | 224,468,000 | 229,228,000 |
| Interest-bearing deposits | 188,177,000 | 192,336,000 | 183,827,000 | 190,379,000 |
| Noninterest-bearing deposits | 39,175,000 | 40,607,000 | 40,641,000 | 38,849,000 |
| Equity capital | 24,623,000 | 25,237,000 | 25,958,000 | 25,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,046,000 | 9,972,000 | 14,603,000 | 18,886,000 |
| Interest expense | 2,522,000 | 4,959,000 | 7,220,000 | 9,200,000 |
| Net interest income | 2,524,000 | 5,013,000 | 7,383,000 | 9,686,000 |
| Noninterest income | 409,000 | 825,000 | 1,211,000 | 1,571,000 |
| Noninterest expense | 1,711,000 | 3,405,000 | 5,188,000 | 7,080,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 1,095,000 |
| Pretax income | 1,111,000 | 2,235,000 | 3,212,000 | 3,215,000 |
| Income tax | 397,000 | 796,000 | 1,138,000 | 1,160,000 |
| Net income | 722,000 | 1,439,000 | 2,074,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,603,000 | 25,264,000 | 25,899,000 | 25,817,000 |
| Total capital | 25,913,000 | 26,628,000 | 27,353,000 | 27,699,000 |
| Risk-weighted assets | 166,028,000 | 168,021,000 | 169,148,000 | 169,108,000 |