Call reports 2009
BANKEAST — 2009
What BANKEAST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 352,277,000 | 359,648,000 | 347,909,000 | 324,233,000 |
| Total loans | 268,489,000 | 270,252,000 | 256,576,000 | 231,869,000 |
| Allowance for loan losses | 3,489,000 | 3,929,000 | 4,916,000 | 8,108,000 |
| Securities available for sale | 19,736,000 | 20,535,000 | 15,594,000 | 14,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,413,000 | 313,752,000 | 301,175,000 | 293,569,000 |
| Interest-bearing deposits | 282,453,000 | 290,025,000 | 278,398,000 | 269,077,000 |
| Noninterest-bearing deposits | 24,960,000 | 23,727,000 | 22,777,000 | 24,492,000 |
| Equity capital | 35,624,000 | 36,623,000 | 35,396,000 | 22,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,442,000 | 12,354,000 | 15,832,000 |
| Interest expense | 1,993,000 | 3,646,000 | 5,114,000 | 6,471,000 |
| Net interest income | 2,018,000 | 4,796,000 | 7,240,000 | 9,361,000 |
| Noninterest income | 516,000 | 1,371,000 | 1,976,000 | 5,541,000 |
| Noninterest expense | 2,930,000 | 6,876,000 | 10,482,000 | 18,318,000 |
| Provision for loan losses | 0 | 400,000 | 2,275,000 | 8,317,000 |
| Pretax income | 126,000 | -525,000 | -2,938,000 | -11,128,000 |
| Income tax | 23,000 | -201,000 | -1,178,000 | 3,565,000 |
| Net income | 103,000 | -324,000 | -1,760,000 | -14,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,157,000 | 33,329,000 | 31,902,000 | 22,428,000 |
| Total capital | 35,646,000 | 37,258,000 | 35,689,000 | 25,858,000 |
| Risk-weighted assets | 321,065,000 | 319,901,000 | 301,829,000 | 269,755,000 |