Call reports 2008
BANKEAST — 2008
What BANKEAST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 328,374,000 | 339,877,000 | 350,467,000 | 368,266,000 |
| Total loans | 246,823,000 | 261,501,000 | 268,556,000 | 273,196,000 |
| Allowance for loan losses | 3,198,000 | 3,151,000 | 5,017,000 | 4,778,000 |
| Securities available for sale | 28,535,000 | 25,626,000 | 30,078,000 | 40,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,075,000 | 273,062,000 | 297,999,000 | 310,251,000 |
| Interest-bearing deposits | 258,177,000 | 243,171,000 | 270,205,000 | 275,475,000 |
| Noninterest-bearing deposits | 29,898,000 | 29,891,000 | 27,794,000 | 34,776,000 |
| Equity capital | 32,612,000 | 31,938,000 | 33,945,000 | 35,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,777,000 | 9,156,000 | 13,519,000 | 17,914,000 |
| Interest expense | 2,871,000 | 5,073,000 | 7,105,000 | 9,207,000 |
| Net interest income | 1,906,000 | 4,083,000 | 6,414,000 | 8,707,000 |
| Noninterest income | 485,000 | 918,000 | 1,346,000 | 1,493,000 |
| Noninterest expense | 3,029,000 | 6,033,000 | 8,963,000 | 12,338,000 |
| Provision for loan losses | 84,000 | 84,000 | 2,234,000 | 3,284,000 |
| Pretax income | -639,000 | -1,010,000 | -3,325,000 | -5,307,000 |
| Income tax | -260,000 | -432,000 | -1,322,000 | -2,614,000 |
| Net income | -379,000 | -578,000 | -2,003,000 | -2,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,802,000 | 28,614,000 | 30,724,000 | 32,045,000 |
| Total capital | 32,000,000 | 31,765,000 | 34,796,000 | 36,153,000 |
| Risk-weighted assets | 297,420,000 | 316,025,000 | 324,822,000 | 327,976,000 |