Call reports 2007
BANKEAST — 2007
What BANKEAST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 300,744,000 | 317,263,000 | 325,569,000 | 326,725,000 |
| Total loans | 212,237,000 | 220,620,000 | 238,778,000 | 237,197,000 |
| Allowance for loan losses | 2,881,000 | 2,825,000 | 2,763,000 | 3,536,000 |
| Securities available for sale | 33,356,000 | 33,511,000 | 33,978,000 | 30,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,085,000 | 277,577,000 | 282,404,000 | 287,844,000 |
| Interest-bearing deposits | 237,166,000 | 249,084,000 | 252,477,000 | 255,563,000 |
| Noninterest-bearing deposits | 25,919,000 | 28,493,000 | 29,927,000 | 32,281,000 |
| Equity capital | 30,988,000 | 32,629,000 | 33,052,000 | 32,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,004,000 | 10,160,000 | 15,592,000 | 20,904,000 |
| Interest expense | 2,588,000 | 5,361,000 | 8,287,000 | 11,592,000 |
| Net interest income | 2,416,000 | 4,799,000 | 7,305,000 | 9,312,000 |
| Noninterest income | 281,000 | 641,000 | 982,000 | 1,745,000 |
| Noninterest expense | 2,691,000 | 5,341,000 | 8,122,000 | 11,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,250,000 |
| Pretax income | 113,000 | 206,000 | 272,000 | -1,303,000 |
| Income tax | 31,000 | 54,000 | 65,000 | -369,000 |
| Net income | 82,000 | 152,000 | 207,000 | -934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,503,000 | 29,583,000 | 29,647,000 | 29,172,000 |
| Total capital | 30,167,000 | 32,191,000 | 32,410,000 | 32,708,000 |
| Risk-weighted assets | 256,534,000 | 272,959,000 | 300,093,000 | 290,666,000 |