Call reports 2006
BANKEAST — 2006
What BANKEAST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 234,533,000 | 243,367,000 | 283,761,000 | 290,772,000 |
| Total loans | 145,259,000 | 163,071,000 | 183,485,000 | 198,117,000 |
| Allowance for loan losses | 2,900,000 | 2,903,000 | 2,886,000 | 2,891,000 |
| Securities available for sale | 47,800,000 | 39,446,000 | 36,531,000 | 39,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,921,000 | 208,009,000 | 245,351,000 | 248,312,000 |
| Interest-bearing deposits | 182,386,000 | 190,265,000 | 228,518,000 | 221,781,000 |
| Noninterest-bearing deposits | 16,535,000 | 17,744,000 | 16,833,000 | 26,531,000 |
| Equity capital | 24,479,000 | 24,413,000 | 27,151,000 | 30,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,476,000 | 7,347,000 | 11,715,000 | 16,201,000 |
| Interest expense | 1,735,000 | 3,699,000 | 5,999,000 | 8,316,000 |
| Net interest income | 1,741,000 | 3,648,000 | 5,716,000 | 7,885,000 |
| Noninterest income | 225,000 | 469,000 | 756,000 | 719,000 |
| Noninterest expense | 1,768,000 | 3,651,000 | 5,771,000 | 8,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 466,000 | 701,000 | 79,000 |
| Income tax | 32,000 | 62,000 | 92,000 | -219,000 |
| Net income | 166,000 | 404,000 | 609,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,243,000 | 21,482,000 | 23,687,000 | 27,413,000 |
| Total capital | 23,403,000 | 23,855,000 | 26,356,000 | 30,087,000 |
| Risk-weighted assets | 189,621,000 | 206,865,000 | 236,340,000 | 243,157,000 |