Call reports 2005
BANKEAST — 2005
What BANKEAST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 145,699,000 | 183,589,000 | 198,196,000 | 209,197,000 |
| Total loans | 72,552,000 | 94,471,000 | 121,784,000 | 135,777,000 |
| Allowance for loan losses | 973,000 | 912,000 | 2,877,000 | 2,900,000 |
| Securities available for sale | 47,108,000 | 45,733,000 | 44,226,000 | 37,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,914,000 | 148,815,000 | 163,313,000 | 173,752,000 |
| Interest-bearing deposits | 104,969,000 | 134,303,000 | 147,605,000 | 156,835,000 |
| Noninterest-bearing deposits | 7,945,000 | 14,512,000 | 15,708,000 | 16,917,000 |
| Equity capital | 18,374,000 | 24,254,000 | 24,116,000 | 24,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,751,000 | 6,394,000 | 8,756,000 |
| Interest expense | 605,000 | 1,496,000 | 2,702,000 | 4,001,000 |
| Net interest income | 1,016,000 | 2,255,000 | 3,692,000 | 4,755,000 |
| Noninterest income | 173,000 | 371,000 | 591,000 | 636,000 |
| Noninterest expense | 1,575,000 | 3,241,000 | 5,036,000 | 7,241,000 |
| Provision for loan losses | 0 | 0 | 2,000,000 | 2,465,000 |
| Pretax income | -401,000 | -646,000 | -2,742,000 | -4,486,000 |
| Income tax | 0 | 0 | 0 | 35,000 |
| Net income | -401,000 | -646,000 | -2,742,000 | -4,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,441,000 | 20,889,000 | 20,866,000 | 21,078,000 |
| Total capital | 16,197,000 | 21,584,000 | 22,475,000 | 23,001,000 |
| Risk-weighted assets | 95,071,000 | 124,339,000 | 145,032,000 | 170,452,000 |