Call reports 2004
BANKEAST — 2004
What BANKEAST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 54,241,000 | 72,963,000 | 85,346,000 | 106,400,000 |
| Total loans | 23,526,000 | 34,186,000 | 48,263,000 | 61,541,000 |
| Allowance for loan losses | 724,000 | 1,043,000 | 1,009,000 | 1,005,000 |
| Securities available for sale | 16,590,000 | 14,709,000 | 12,462,000 | 18,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,127,000 | 54,516,000 | 67,479,000 | 81,946,000 |
| Interest-bearing deposits | 43,987,000 | 48,942,000 | 59,475,000 | 73,700,000 |
| Noninterest-bearing deposits | 3,140,000 | 5,574,000 | 8,004,000 | 8,246,000 |
| Equity capital | 6,877,000 | 18,215,000 | 17,570,000 | 19,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 457,000 | 1,375,000 | 2,566,000 |
| Interest expense | 213,000 | 131,000 | 392,000 | 816,000 |
| Net interest income | 411,000 | 326,000 | 983,000 | 1,750,000 |
| Noninterest income | 80,000 | 231,000 | 387,000 | 561,000 |
| Noninterest expense | 597,000 | 933,000 | 3,104,000 | 4,620,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | -106,000 | -386,000 | -1,744,000 | -2,319,000 |
| Income tax | -51,000 | 0 | -45,000 | -134,000 |
| Net income | -55,000 | -386,000 | -1,699,000 | -2,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,484,000 | 13,873,000 | 13,031,000 | 15,358,000 |
| Total capital | 6,878,000 | 14,344,000 | 13,669,000 | 16,107,000 |
| Risk-weighted assets | 31,220,000 | 44,653,000 | 58,230,000 | 77,205,000 |