Call reports 2003
BANKEAST — 2003
What BANKEAST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,484,000 | 51,117,000 | 49,626,000 | 50,294,000 |
| Total loans | 23,021,000 | 23,517,000 | 23,506,000 | 23,198,000 |
| Allowance for loan losses | 842,000 | 779,000 | 763,000 | 785,000 |
| Securities available for sale | 19,488,000 | 18,959,000 | 17,156,000 | 16,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,162,000 | 43,672,000 | 42,434,000 | 43,171,000 |
| Interest-bearing deposits | 41,155,000 | 40,784,000 | 39,571,000 | 39,945,000 |
| Noninterest-bearing deposits | 3,007,000 | 2,888,000 | 2,863,000 | 3,226,000 |
| Equity capital | 6,844,000 | 6,991,000 | 6,891,000 | 6,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,415,000 | 2,104,000 | 2,773,000 |
| Interest expense | 248,000 | 497,000 | 730,000 | 942,000 |
| Net interest income | 472,000 | 918,000 | 1,374,000 | 1,831,000 |
| Noninterest income | 105,000 | 126,000 | 181,000 | 209,000 |
| Noninterest expense | 345,000 | 702,000 | 1,062,000 | 1,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 342,000 | 493,000 | 582,000 |
| Income tax | 82,000 | 115,000 | 139,000 | 190,000 |
| Net income | 150,000 | 227,000 | 354,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,298,000 | 6,375,000 | 6,502,000 | 6,539,000 |
| Total capital | 6,634,000 | 6,716,000 | 6,842,000 | 6,870,000 |
| Risk-weighted assets | 26,372,000 | 26,825,000 | 26,789,000 | 26,063,000 |