Call reports 2016
GOLDEN EAGLE COMMUNITY BANK — 2016
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,593,000 | 141,823,000 | 147,317,000 | 147,240,000 |
| Total loans | 105,020,000 | 107,402,000 | 110,614,000 | 112,038,000 |
| Allowance for loan losses | 1,882,000 | 1,885,000 | 1,885,000 | 1,785,000 |
| Securities available for sale | 17,770,000 | 18,408,000 | 18,833,000 | 19,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,376,000 | 123,905,000 | 129,509,000 | 128,574,000 |
| Interest-bearing deposits | 117,155,000 | 113,382,000 | 116,329,000 | 116,557,000 |
| Noninterest-bearing deposits | 11,221,000 | 10,523,000 | 13,180,000 | 12,017,000 |
| Equity capital | 16,572,000 | 16,956,000 | 17,159,000 | 17,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,840,000 | 4,306,000 | 5,803,000 |
| Interest expense | 250,000 | 508,000 | 770,000 | 1,032,000 |
| Net interest income | 1,168,000 | 2,332,000 | 3,536,000 | 4,771,000 |
| Noninterest income | 156,000 | 268,000 | 363,000 | 416,000 |
| Noninterest expense | 1,078,000 | 2,113,000 | 3,172,000 | 4,416,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 246,000 | 487,000 | 727,000 | 871,000 |
| Income tax | 0 | 0 | 0 | -810,000 |
| Net income | 246,000 | 487,000 | 727,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,542,000 | 15,783,000 | 16,023,000 | 16,593,000 |
| Total capital | 17,001,000 | 17,261,000 | 17,521,000 | 18,040,000 |
| Risk-weighted assets | 115,761,000 | 117,271,000 | 118,884,000 | 114,765,000 |