Call reports 2015
GOLDEN EAGLE COMMUNITY BANK — 2015
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,182,000 | 136,643,000 | 138,131,000 | 140,658,000 |
| Total loans | 105,740,000 | 105,580,000 | 106,102,000 | 105,925,000 |
| Allowance for loan losses | 1,597,000 | 1,597,000 | 1,600,000 | 1,725,000 |
| Securities available for sale | 15,740,000 | 16,486,000 | 16,941,000 | 17,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,719,000 | 122,162,000 | 122,777,000 | 123,754,000 |
| Interest-bearing deposits | 114,000,000 | 113,795,000 | 113,449,000 | 114,621,000 |
| Noninterest-bearing deposits | 7,719,000 | 8,367,000 | 9,328,000 | 9,133,000 |
| Equity capital | 13,959,000 | 13,941,000 | 14,773,000 | 16,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,780,000 | 4,176,000 | 5,594,000 |
| Interest expense | 235,000 | 471,000 | 708,000 | 953,000 |
| Net interest income | 1,164,000 | 2,309,000 | 3,468,000 | 4,641,000 |
| Noninterest income | 89,000 | 166,000 | 359,000 | 358,000 |
| Noninterest expense | 1,076,000 | 2,110,000 | 3,278,000 | 4,474,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | -420,000 |
| Pretax income | 167,000 | 355,000 | 539,000 | 946,000 |
| Income tax | 0 | 0 | 0 | -1,060,000 |
| Net income | 167,000 | 355,000 | 539,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,903,000 | 14,091,000 | 14,773,000 | 15,296,000 |
| Total capital | 15,393,000 | 15,523,000 | 16,216,000 | 16,770,000 |
| Risk-weighted assets | 119,097,000 | 114,358,000 | 115,331,000 | 117,084,000 |