Call reports 2013
GOLDEN EAGLE COMMUNITY BANK — 2013
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 139,173,000 | 136,463,000 | 135,434,000 | 132,339,000 |
| Total loans | 98,524,000 | 99,449,000 | 98,407,000 | 98,188,000 |
| Allowance for loan losses | 2,109,000 | 2,109,000 | 1,933,000 | 2,358,000 |
| Securities available for sale | 21,283,000 | 20,127,000 | 18,002,000 | 17,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,024,000 | 123,658,000 | 123,378,000 | 120,539,000 |
| Interest-bearing deposits | 119,942,000 | 116,721,000 | 117,421,000 | 114,255,000 |
| Noninterest-bearing deposits | 5,082,000 | 6,937,000 | 5,957,000 | 6,284,000 |
| Equity capital | 11,745,000 | 12,363,000 | 11,640,000 | 11,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 4,175,000 | 5,548,000 | 6,916,000 |
| Interest expense | 419,000 | 815,000 | 1,134,000 | 1,457,000 |
| Net interest income | 1,399,000 | 3,360,000 | 4,414,000 | 5,459,000 |
| Noninterest income | 63,000 | 281,000 | 179,000 | 128,000 |
| Noninterest expense | 963,000 | 2,115,000 | 3,231,000 | 4,353,000 |
| Provision for loan losses | 110,000 | 342,000 | 680,000 | 1,115,000 |
| Pretax income | 394,000 | 1,189,000 | 668,000 | 105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 1,189,000 | 668,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,802,000 | 12,597,000 | 12,076,000 | 11,514,000 |
| Total capital | 13,182,000 | 13,977,000 | 13,438,000 | 12,886,000 |
| Risk-weighted assets | 113,417,000 | 113,113,000 | 110,676,000 | 110,998,000 |